Mitchell County, NC: Foreclosures, Tax Liens & Distressed Properties

Mitchell County, NC, North Carolina: 4 ZIP codes scored, Mitchell County, NC averaging 22/100 (low, Mitchell, NC), from 20 to 28. Mitchell County, NC is in its peak phase (Mitchell, NC confidence 22/100): Mitchell, NC home prices up 2.8% (Mitchell, NC) over twelve months. Mitchell County, NC lender headwind: 36/100.

Highest-scoring Mitchell County, NC ZIPs: 28749 (28/100), 28705 (20/100), 28740 (20/100), 28777 (20/100).

Across Mitchell County, NC's scored ZIPs: median home value $220,667, household income $57,521, 30.5% vacancy, 10.6% poverty, 83% owner-occupied, median age 52.2.

Mitchell County, NC insurance distress 84/100 (#248 in the US); FEMA hazard 78/100 for Mitchell, NC; 6 federal disaster declarations in Mitchell County, NC since 2023; 15 Mitchell, NC NFIP flood claims, $1.8M paid; Mitchell, NC construction distress 6/100.

1 bank with 2 branches lend in Mitchell County, NC; Mitchell, NC weighted bank stress 56/100.

Mitchell County, NC unemployment 3.4% (Mitchell, NC -0.9 pts, six months); 68 new housing units permitted in Mitchell County, NC over twelve months, Mitchell, NC up 100% from 34; Mitchell, NC home prices +8.7% a year (Mitchell, NC) over three years.

8,697 housing units in Mitchell County, NC; 1,438 Mitchell, NC renter households; 32% of Mitchell, NC renters spend 30%+ of income on rent, 13% (Mitchell, NC) half or more.

Mitchell County, NC ranks #266 nationally on the opportunity index (Mitchell, NC, among all ranked counties); Mitchell, NC scores 35.2/100 and Mitchell, NC sits #11 inside North Carolina. Mitchell, NC is in the peak_opportunity opportunity phase; Mitchell, NC's primary driver is vacancy, Mitchell, NC second driver bank institutional; Mitchell, NC moved down 81 places. 1 short-sale listings across Mitchell, NC; 118 days on market observed in Mitchell, NC; 27.2% vacancy over 4 Mitchell, NC ZIPs.

No CFPB county sample covers Mitchell County, NC. The non-metro area reading for Mitchell, NC: 1.3% ninety-plus days late; Mitchell, NC's thirty-to-eighty-nine share is 3.4% (Mitchell, NC, December 2025 data); North Carolina overall 0.9%.

HUD lists 2 assisted multifamily properties in Mitchell County, NC with 32 units; 31 Mitchell, NC units are assisted, 1 Mitchell, NC properties under project-based Section 8.

2,110 of the 8,697 housing units in Mitchell, NC sit vacant. Mitchell County, NC permitted 0 multifamily units in twelve months; Mitchell, NC's one-to-four unit structures added 68 units in Mitchell County, NC.