Henderson County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Henderson County, North Carolina? DLRadar grades every Henderson County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 31/100. Here is the 2026 Henderson County breakdown.
- Henderson County's most distressed ZIP is 28710 at 31/100.
- 17 ZIP codes tracked in Henderson County, averaging 30/100 distress.
- Henderson County reads peak — home values up 0.8% year over year.
- Vacancy runs 15.8% across Henderson County's tracked ZIPs, with a 9.8% poverty rate.
- The typical Henderson County home is worth about $369,080 against a ~$71,612 median income.
- Lending headwind in Henderson County sits at 48/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 28710 | 31/100 |
| 2 | 28726 | 31/100 |
| 3 | 28729 | 31/100 |
| 4 | 28735 | 31/100 |
| 5 | 28739 | 31/100 |
| 6 | 28742 | 31/100 |
| 7 | 28758 | 31/100 |
| 8 | 28759 | 31/100 |
| 9 | 28766 | 31/100 |
| 10 | 28790 | 31/100 |
| 11 | 28791 | 31/100 |
| 12 | 28792 | 31/100 |
Most distressed ZIP codes in Henderson County (composite distress 0-100, 2026)
What is driving Henderson County distress
The Henderson County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 30/100 ZIP average. No proprietary or modelled inputs enter the score.
Henderson County market phase and pricing
The cycle in Henderson County is peak, with values up 0.8% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Henderson County
Keep reading the Henderson County data at no cost, or open a 60-minute exploration to work the actual distressed parcels inside each ZIP.
No card charged today · explore every module with live data.
Frequently asked
What is the hardest-hit ZIP in Henderson County?
ZIP 28710 leads Henderson County at 31/100, recomputed monthly from public records.
Where is Henderson County in the housing cycle?
FHFA price-index movement places Henderson County in peak; prices are up 0.8% over twelve months.
What is this Henderson County analysis built from?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 17 Henderson County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Henderson County ZIP codes?
A county average hides the spread. Across the Henderson County ZIPs DLRadar ranks, scores run from 31/100 in 28710 down to 31/100 in 28792, against a Henderson County average of 30/100. With 0 points between best and worst, county-level targeting in Henderson County wastes effort.
What do Henderson County home values and vacancy say about distressed supply?
The typical Henderson County home carries about $369,080 of value against a median household income near $71,612. Vacancy across Henderson County's tracked ZIPs runs 15.8% and the poverty rate is 9.8%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Henderson County's filings and its 48/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.