Transylvania County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Transylvania County, NC distress report, 2026: 10 ZIPs scored in Transylvania, NC, Transylvania, NC average 31/100; the top Transylvania, NC ZIP is 28708 at 32/100; Transylvania, NC market phase peak, Transylvania, NC prices +1.9% year over year.
- Transylvania, NC ranks #819 nationally (opportunity index); Transylvania, NC #41 in North Carolina; Transylvania, NC index 31.9.
- Transylvania, NC: no CFPB county sample; Transylvania, NC non-metro area reading 1.3%.
- Transylvania, NC ZIP phases: 10 peak.
- Transylvania, NC residential listings tracked: 6 across 8 ZIPs; Transylvania, NC candidate listings 2.
- Transylvania, NC HUD assisted properties: 1 with 40 units.
- Transylvania, NC lenders on watch: 2; largest Transylvania, NC footprint First-Citizens Bank&Trust Co (2 branches).
- Transylvania, NC most distressed ZIP: 28708 at 32/100.
Transylvania, NC figures: DLRadar distress index; Transylvania, NC inputs: CFPB, FHFA, HUD, FDIC; Transylvania, NC rebuilt as sources refresh.
| Rank | Transylvania, NC ZIP | Score |
|---|---|---|
| 1 | 28708 | 32/100 |
| 2 | 28712 | 32/100 |
| 3 | 28718 | 32/100 |
| 4 | 28747 | 32/100 |
| 5 | 28768 | 32/100 |
| 6 | 28772 | 32/100 |
| 7 | 28774 | 31/100 |
| 8 | 28766 | 30/100 |
| 9 | 28739 | 28/100 |
| 10 | 28742 | 28/100 |
Most distressed Transylvania, NC ZIPs (0-100, 2026)
Mortgage delinquency around Transylvania, NC
No CFPB county sample covers Transylvania, NC; the non-metro area reading for Transylvania, NC: 1.3% ninety-plus; Transylvania, NC area thirty-to-eighty-nine 3.4% (December 2025, Transylvania, NC); North Carolina overall 0.9%.
Opportunity index: Transylvania, NC
Transylvania, NC index 31.9, Transylvania, NC phase early_signal; Transylvania, NC primary driver vacancy, Transylvania, NC second driver construction. Transylvania, NC components: property stress 29.9, foreclosure pressure 31.7, listing discounts 15.6, bank stress 47.1, insurance 0.0; Transylvania, NC pulse 37.9; Transylvania, NC capital opportunity 22.8; Transylvania, NC seven-day change +0.9%.
ZIP market phases inside Transylvania, NC
10 Transylvania, NC ZIPs carry a price-cycle phase; Transylvania, NC ZIPs by phase (Transylvania, NC), deepest drawdown first: peak, +1.9% YoY (Transylvania, NC): 28708, 28712, 28718, 28747, Transylvania, NC 28768, 28772; peak, +0.8% YoY (Transylvania, NC): 28739, 28742; peak, +1.8% YoY (Transylvania, NC): 28766; peak, +2.3% YoY (Transylvania, NC): 28774.
Residential listings by Transylvania, NC ZIP
Transylvania, NC ZIPs with the most tracked Transylvania, NC residential listings: 28766 2 listings, 0 candidates, bank pressure 59; 28768 2 listings, 0 candidates, bank pressure 60; 28712 1 listings, 1 candidates, bank pressure 60; 28774 1 listings, 1 candidates, bank pressure 59 (Transylvania, NC); 28708 0 listings, 0 candidates, bank pressure 60; 28718 0 listings, 0 candidates, bank pressure 60; 28747 0 listings, 0 candidates, bank pressure 60; 28772 0 listings, 0 candidates, bank pressure 60. Transylvania, NC totals: 6 listings; Transylvania, NC candidates 2; active ZIPs 1.
HUD assisted housing in Transylvania, NC
1 assisted properties with 40 units sit in Transylvania, NC; largest Transylvania, NC properties: Balsam Grove Apts. (Brevard) 40 units, 40 assisted.
Lenders with branches in Transylvania, NC
Transylvania, NC lenders by branch count: First-Citizens Bank&Trust Co (Transylvania, NC): stress 71, 2 branches low in Transylvania, NC; First Bank (Transylvania, NC): stress 47, 1 branch low in Transylvania, NC.
Vacancy and permits, Transylvania, NC
4,682 of 19,266 Transylvania, NC housing units are vacant; Transylvania, NC permits, twelve months: 0 multifamily units in Transylvania, NC, 164 one-to-four unit units.
Work Transylvania, NC at the parcel level
Every Transylvania, NC parcel carries owner and address; every Transylvania, NC parcel carries APN; Transylvania, NC distress scores sit on the Transylvania, NC live board.
Transylvania, NC figures refresh with each source.
Transylvania, NC questions
Most distressed ZIP code in Transylvania County, NC?
ZIP 28708 leads Transylvania, NC at 32/100; next in Transylvania, NC: 28712 at 32/100; the Transylvania, NC average is 31/100.
Where does Transylvania County, NC rank for investment opportunity?
Transylvania, NC is #819 among all ranked counties, #41 in North Carolina; the Transylvania, NC driver is vacancy; Transylvania, NC moved down 277 places.
How many mortgages are delinquent in Transylvania County, NC?
Transylvania, NC takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Transylvania, NC.
Which banks lend in Transylvania County, NC?
2 watched lenders hold Transylvania, NC branches; the largest Transylvania, NC footprints are First-Citizens Bank&Trust Co (2), First Bank (1).
More on Transylvania, NC
Transylvania County, NC distress report: public-record figures for Transylvania, NC; not legal advice for Transylvania, NC; not tax or investment advice; verify every Transylvania, NC record before acting.