Gaston County, NC: Home-Insurance Distress & Forced-Sale Pressure
Gaston County, NC: 81/100 (severe) home-insurance distress; Gaston, NC band HIGH; Gaston, NC #318 of 3,222 counties; Gaston, NC #39 of 100 in North Carolina; raw Gaston, NC 86.3.
FEMA hazard, Gaston, NC: 78/100; Gaston, NC declarations, three years: 9; Gaston, NC perils: 6 tropical-storm; Gaston, NC five-year count 9 (severity 15.0); Gaston, NC ten-year 9; hazard-weighted, Gaston, NC: 18.0.
Declared incidents on the Gaston, NC record: 2026 Winter Storm 2; 2024 Tropical Storm 4 (Gaston, NC).
NFIP claims, Gaston, NC, three years: 18; Gaston, NC payouts $539,077; per Gaston, NC claim $29,949; Gaston, NC claim-stress 86/100.
Gaston, NC monthly score fell, 87 (March 2026) to 80 (October 2026); Gaston, NC by month: March 87, April 87, May 86, June 86 (Gaston, NC), July 83, August 85, September 82, October 80.
Gaston, NC components: climate 77, NFIP claims 86; Gaston, NC retreat index 80.
Construction distress, Gaston, NC: 46/100 as of August 2026 (Gaston, NC: 48/100 one-to-four unit, 30/100 multifamily).
Gaston, NC ZIPs, June 2026 (Gaston, NC, 16 highest): score 0 (Gaston, NC), climate 85 (Gaston, NC): 28012, 28016, 28032, 28034, Gaston, NC 28052, 28054, 28056, 28077, Gaston, NC 28098, 28101, 28120; score 0 (Gaston, NC), climate 81 (Gaston, NC): 28164; score 0 (Gaston, NC), climate 80 (Gaston, NC): 28006; score 0 (Gaston, NC), climate 78 (Gaston, NC): 28021, 28033; score 0 (Gaston, NC), climate 75 (Gaston, NC): 28092.
DLRadar rescores Gaston, NC monthly; Gaston, NC readings join Gaston, NC foreclosure, lien and ownership parcels (Gaston, NC), so cost-squeezed Gaston, NC owners surface before listing.
Inside North Carolina, Gaston County ranks 40th of 100 counties for home-insurance distress at 81/100; Onslow County (81/100) sits just above Gaston County, and Currituck County (81/100) sits just below Gaston County.
Deterministic. Every Gaston County, NC signal traces to a public Gaston dataset (FEMA, NFIP, Census for Gaston, NC) · how insurance distress works in Gaston, NC · methodology
FAQ: Gaston County, NC insurance distress
What is the Gaston County, NC home-insurance-distress score?
Gaston, NC: 81/100 (HIGH), #318 of 3,222, #39 in North Carolina. FEMA hazard, Gaston, NC: 78/100; NFIP stress, Gaston, NC: 86/100; construction, Gaston, NC: 46/100; Gaston, NC rescores monthly.
Is Gaston County insurance distress getting better or worse (NC)?
Gaston, NC: 87 in March 2026; Gaston, NC: 80 in October 2026 (better); Gaston, NC climate component 77; Gaston, NC NFIP claims score 86.
How many flood-insurance claims has Gaston County, NC had?
Gaston, NC: 18 NFIP claims, three years; Gaston, NC paid $539,077; per Gaston, NC claim $29,949; carriers reprice Gaston, NC against that record.
Which Gaston County ZIP codes carry the most insurance distress (NC)?
Gaston, NC, June 2026: 28012 at 0, 28016 at 0, 28032 at 0, 28034 at 0; Gaston, NC climate scores there: 85, 85, 85, 85.
Why does Gaston, NC insurance distress create sellers?
A Gaston, NC premium outruns the Gaston, NC budget; a carrier leaves Gaston, NC; Gaston, NC carrying cost passes plan; Gaston, NC owners sell while current; Gaston, NC insurance distress leads Gaston, NC foreclosure data.