Gaston County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Gaston County, North Carolina? DLRadar grades every Gaston County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 32/100. Here is the 2026 Gaston County breakdown.
- Gaston County's most distressed ZIP is 28012 at 32/100.
- 18 ZIP codes tracked in Gaston County, averaging 32/100 distress.
- Gaston County reads peak — home values up 1.0% year over year.
- Vacancy runs 8.1% across Gaston County's tracked ZIPs, with a 12.8% poverty rate.
- The typical Gaston County home is worth about $265,867 against a ~$66,072 median income.
- Lending headwind in Gaston County sits at 35/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 28012 | 32/100 |
| 2 | 28016 | 32/100 |
| 3 | 28032 | 32/100 |
| 4 | 28034 | 32/100 |
| 5 | 28052 | 32/100 |
| 6 | 28054 | 32/100 |
| 7 | 28056 | 32/100 |
| 8 | 28077 | 32/100 |
| 9 | 28098 | 32/100 |
| 10 | 28101 | 32/100 |
| 11 | 28120 | 32/100 |
| 12 | 28006 | 31/100 |
Most distressed ZIP codes in Gaston County (composite distress 0-100, 2026)
What is driving Gaston County distress
Gaston County's placement in the national index rests on public filings — a 32/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Gaston County market phase and pricing
DLRadar places Gaston County in peak; prices moved up 1.0% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Gaston County
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What people ask
Which ZIP code leads Gaston County on distress?
ZIP 28012 leads Gaston County at 32/100, recomputed monthly from public records.
Is Gaston County expanding or contracting?
Phase for Gaston County: peak, tracking a 1.0% gain year over year, read off the FHFA index.
What is this Gaston County analysis built from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 18 Gaston County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Gaston County ZIP codes?
The county figure is a blend, not a description. Across the Gaston County ZIPs DLRadar ranks, scores run from 32/100 in 28012 down to 31/100 in 28006, against a Gaston County average of 32/100. A spread of 1 points means Gaston County has to be worked ZIP by ZIP.
What do Gaston County home values and vacancy say about distressed supply?
The typical Gaston County home carries about $265,867 of value against a median household income near $66,072. Vacancy across Gaston County's tracked ZIPs runs 8.1% and the poverty rate is 12.8%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Gaston County's foreclosure and tax-lien filings and its 35/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.