Stanly County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Stanly County, North Carolina? DLRadar grades every Stanly County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 37/100. Here is the 2026 Stanly County breakdown.
- Stanly County's most distressed ZIP is 28107 at 37/100.
- 12 ZIP codes tracked in Stanly County, averaging 31/100 distress.
- Stanly County reads peak — home values up 1.9% year over year.
- Vacancy runs 15.3% across Stanly County's tracked ZIPs, with a 11.6% poverty rate.
- The typical Stanly County home is worth about $263,958 against a ~$70,049 median income.
- Lending headwind in Stanly County sits at 59/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 28107 | 37/100 |
| 2 | 28124 | 36/100 |
| 3 | 28001 | 31/100 |
| 4 | 28009 | 31/100 |
| 5 | 28097 | 31/100 |
| 6 | 28109 | 31/100 |
| 7 | 28128 | 31/100 |
| 8 | 28129 | 31/100 |
| 9 | 28163 | 31/100 |
| 10 | 28071 | 27/100 |
| 11 | 28127 | 27/100 |
| 12 | 28137 | 24/100 |
Most distressed ZIP codes in Stanly County (composite distress 0-100, 2026)
What is driving Stanly County distress
The Stanly County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 31/100 ZIP average. No proprietary or modelled inputs enter the score.
Stanly County market phase and pricing
The cycle in Stanly County is peak, with values up 1.9% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Stanly County
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Frequently asked questions
Where is distress highest inside Stanly County, NC?
ZIP 28107 leads Stanly County at 37/100, recomputed monthly from public records.
Is Stanly County expanding or contracting?
Stanly County reads peak, with home prices up 1.9% year over year. Phase comes from FHFA House Price Index trajectory.
Can the Stanly County figures be verified?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 12 ZIP codes in Stanly County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Stanly County ZIP codes?
A county average hides the spread. Across the Stanly County ZIPs DLRadar ranks, scores run from 37/100 in 28107 down to 24/100 in 28137, against a Stanly County average of 31/100. Those 13 points separate the ZIPs worth working in Stanly County from the rest.
What do Stanly County home values and vacancy say about distressed supply?
The typical Stanly County home carries about $263,958 of value against a median household income near $70,049. Vacancy across Stanly County's tracked ZIPs runs 15.3% and the poverty rate is 11.6%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Stanly County's foreclosure and lien filings and its 59/100 lending headwind.
Related
Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.