Chatham County, NC: Foreclosures, Tax Liens & Distressed Properties

Chatham County, NC, North Carolina: 20 ZIP codes scored, Chatham County, NC averaging 30/100 (moderate, Chatham, NC), from 27 to 33. Chatham County, NC is in its peak phase (Chatham, NC confidence 12/100): Chatham, NC home prices up 1.3% (Chatham, NC) over twelve months. Chatham County, NC lender headwind: 45/100.

Highest-scoring Chatham County, NC ZIPs: 27519 (33/100), 27349 (32/100), 27502 (32/100), 27540 (32/100), 27562 (31/100), 27207 (30/100). Also scored in Chatham County, NC: 27213, 27252, 27256, 27298, 27312, 27330, 27344, 27523, 27559, 27208.

Across Chatham County, NC's scored ZIPs: median home value $392,622, household income $111,452, 8.5% vacancy, 10.8% poverty, 78% owner-occupied, median age 42.6.

Chatham County, NC insurance distress 84/100 (#253 in the US); FEMA hazard 78/100 for Chatham, NC; 8 federal disaster declarations in Chatham County, NC since 2023; 17 Chatham, NC NFIP flood claims, $1.4M paid; Chatham, NC construction distress 47/100.

10 banks with 17 branches lend in Chatham County, NC; Chatham, NC weighted bank stress 60/100, highest 71/100 in Chatham, NC.

Chatham County, NC unemployment 3.1% (Chatham, NC -0.2 pts, six months); 498 new housing units permitted in Chatham County, NC over twelve months, Chatham, NC down 4% from 520; Chatham, NC home prices +13.2% a year (Chatham, NC) over three years.

35,914 housing units in Chatham County, NC; 6,317 Chatham, NC renter households; 43% of Chatham, NC renters spend 30%+ of income on rent, 22% (Chatham, NC) half or more.

Chatham County, NC ranks #1,445 nationally on the opportunity index (Chatham, NC, among all ranked counties); Chatham, NC scores 29.6/100 and Chatham, NC sits #63 inside North Carolina. Chatham, NC is in the early_signal opportunity phase; Chatham, NC's primary driver is bank institutional, Chatham, NC second driver vacancy; Chatham, NC moved up 562 places. 71 short-sale listings across Chatham, NC; 75 days on market observed in Chatham, NC; 7.5% vacancy over 20 Chatham, NC ZIPs.

No CFPB county sample covers Chatham County, NC. The metro area reading for Chatham, NC (Durham-Chapel Hill, NC): 0.4% ninety-plus days late; Chatham, NC's thirty-to-eighty-nine share is 1.1% (Chatham, NC, December 2025 data); North Carolina overall 0.9%.

Chatham County, NC has 4 watched banks; 4 Chatham, NC banks sit in an elevated band. Chatham, NC footprints: Truist Bank (3 branches, stress 62) in Chatham, NC; First-Citizens Bank&Trust Co (2 branches, stress 71) in Chatham, NC; Fidelity Bank (2 branches, stress 56) in Chatham, NC.

HUD lists 1 assisted multifamily property in Chatham County, NC with 0 units.

2,910 of the 35,914 housing units in Chatham, NC sit vacant. Chatham County, NC permitted 0 multifamily units in twelve months; Chatham, NC's one-to-four unit structures added 498 units in Chatham County, NC.