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Montgomery County, NC: Foreclosures, Tax Liens & Distressed Properties

Montgomery County, NC, North Carolina: 9 ZIP codes scored, Montgomery County, NC averaging 24/100 (low, Montgomery, NC), from 21 to 28. Montgomery County, NC is in its peak phase (Montgomery, NC confidence 22/100): Montgomery, NC home prices up 2.8% (Montgomery, NC) over twelve months. Montgomery County, NC lender headwind: 34/100.

Highest-scoring Montgomery County, NC ZIPs: 27341 (28/100), 27281 (27/100), 28127 (27/100), 27209 (24/100), 27356 (23/100), 27229 (21/100). Also scored in Montgomery County, NC: 27247, 27306, 27371.

Across Montgomery County, NC's scored ZIPs: median home value $183,213, household income $61,413, 23.1% vacancy, 14.6% poverty, 72% owner-occupied, median age 44.2.

Montgomery County, NC insurance distress 40/100 (#1,318 in the US); FEMA hazard 78/100 for Montgomery, NC; 6 federal disaster declarations in Montgomery County, NC since 2023; Montgomery, NC construction distress 41/100.

3 banks with 6 branches lend in Montgomery County, NC; Montgomery, NC weighted bank stress 54/100, highest 62/100 in Montgomery, NC.

Montgomery County, NC unemployment 3.9% (Montgomery, NC -0.2 pts, six months); 155 new housing units permitted in Montgomery County, NC over twelve months, Montgomery, NC up 6% from 146; Montgomery, NC home prices +11.4% a year (Montgomery, NC) over three years.

14,998 housing units in Montgomery County, NC; 2,707 Montgomery, NC renter households; 24% of Montgomery, NC renters spend 30%+ of income on rent, 12% (Montgomery, NC) half or more.

Montgomery County, NC ranks #76 nationally on the opportunity index (Montgomery, NC, among all ranked counties); Montgomery, NC scores 37.7/100 and Montgomery, NC sits #4 inside North Carolina. Montgomery, NC is in the strong_buy opportunity phase; Montgomery, NC's primary driver is vacancy, Montgomery, NC second driver bank institutional; Montgomery, NC moved up 80 places. 2 short-sale listings across Montgomery, NC; 103 days on market observed in Montgomery, NC; 25.5% vacancy over 9 Montgomery, NC ZIPs.

No CFPB county sample covers Montgomery County, NC. The non-metro area reading for Montgomery, NC: 1.3% ninety-plus days late; Montgomery, NC's thirty-to-eighty-nine share is 3.4% (Montgomery, NC, December 2025 data); North Carolina overall 0.9%.

Montgomery County, NC has 3 watched banks; 3 Montgomery, NC banks sit in an elevated band. Montgomery, NC footprints: Fidelity Bank (3 branches, stress 56) in Montgomery, NC; First Bank (2 branches, stress 47) in Montgomery, NC; Truist Bank (1 branch, stress 62) in Montgomery, NC.

HUD lists 2 assisted multifamily properties in Montgomery County, NC with 47 units; 46 Montgomery, NC units are assisted, 1 Montgomery, NC properties under project-based Section 8.

4,355 of the 14,998 housing units in Montgomery, NC sit vacant. Montgomery County, NC permitted 0 multifamily units in twelve months; Montgomery, NC's one-to-four unit structures added 155 units in Montgomery County, NC.

Peak
Market phase
2.8%
Montgomery, NC HPI YoY
0%
Drawdown
22
Montgomery confidence

Highest-distress Montgomery County ZIP codes

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