ZIP 27356 Foreclosure, Tax-Lien & Distress Report

ZIP code 27356 in Montgomery County, North Carolina carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. The sharpest non-environmental signals are institutional ownership (60/100), structural risk (48/100), construction/permit lag (38/100). construction/permit lag (38/100) and mortgage stress (26/100) stay muted. The split runs 48/100 structural to 8/100 active on the ground. Environmental exposure also runs high (FEMA disaster exposure (84/100)).

Prices here sit in a peak phase: values rose 1.5% over the trailing year, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 27.7% — elevated. Around 33% of renters are cost-burdened. Households earn a median $58,156 — below the roughly $78,000 national figure. Population is roughly 3,112 with a median age of 33. There are about 1,411 housing units across 27356. Around 18% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 33/100. The tenure split is 65% owner-occupied to 35% rented. 21.9% of residents fall below the poverty threshold. Home values center near $164,400, an affordability ratio of 2.7× — accessible.

Net-net, 27356 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 27356 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 27356 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 27356 shows blanks, not estimates, wherever the record is sparse.

The 23/100 figure for 27356 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 27356 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.