ZIP 27229 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 27229 in Montgomery County, North Carolina comes in at 20, a low composite-distress reading. It additionally carries heavy environmental risk: FEMA disaster exposure (75/100). The pressure is most legible in institutional ownership (54/100), construction/permit lag (43/100), structural risk (43/100). By contrast, mortgage stress (27/100) register low. Structural risk reads 43/100 against active distress of 8/100.

The peak-phase market in 27229 posted values that rose 2.7% over the year (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 3,270 people live here, median age 38. Home values center near $128,800, an affordability ratio of 2.1× — accessible. Owners hold 76% of homes, renters 24%. Around 10% of adults hold a bachelor's degree or higher. On demographic stress specifically, 27229 scores 30/100. The ZIP holds roughly 1,383 housing units. Median household income is $47,891, below the U.S. median near $78,000. Around 40% of renters are cost-burdened. The vacancy rate is 13.3% — elevated. 18.5% of residents fall below the poverty threshold.

Net-net, 27229 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 27229 is not published yet -- the ZIP-level readings above remain fully sourced.

The 27229 read uses the identical scoring model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 27229 stays directly comparable to neighboring ZIPs and the rest of Montgomery County, North Carolina. 27229 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 20/100 figure for 27229 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 27229 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.