ZIP 28363 Foreclosure, Tax-Lien & Distress Report

Scotland County, North Carolina's ZIP 28363 registers 22/100 composite distress, which DLRadar reads as low. Structural exposure scores 47 and live distress 9 on the 0–100 scale. It additionally carries heavy environmental risk: FEMA disaster exposure (75/100), flood (NFIP) exposure (60/100). Its heaviest discrete signals: institutional ownership (69/100), structural risk (47/100), mortgage stress (29/100). By contrast, mortgage stress (29/100) register low.

The market reads peak — home values rose 1.9% year on year, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 450 housing units. On demographic stress specifically, 28363 scores 26/100. Vacancy runs 7.7%. Around 26% of renters are cost-burdened. About 1,001 people live here, median age 44. Around 12% of adults hold a bachelor's degree or higher. Home values center near $104,000, an affordability ratio of 2.2× — accessible. The poverty rate is 14.2%. 67% of housing is owner-occupied. Median household income is $44,362, below the U.S. median near $78,000.

Overall, 28363 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 28363's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 28363 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

28363's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 28363 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.