ZIP 28396 Foreclosure, Tax-Lien & Distress Report
Scotland County, North Carolina · High Vacancy market
ZIP code 28396 in Scotland County, North Carolina carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic distress index. On the structural side it scores 53/100, with 9/100 of stress already active. Climate and flood risk are elevated too — FEMA disaster exposure (88/100), flood (NFIP) exposure (75/100). What sets it apart are the readings on institutional ownership (74/100), structural risk (53/100), mortgage stress (30/100). mortgage stress (30/100) and construction/permit lag (6/100) stay muted.
The market reads peak — home values rose 1.9% year on year, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.
A median home runs $158,900 here, or 2.6 times local income. At $56,736, median income runs below typical U.S. levels. The vacancy rate is 17.6% — elevated. The demographic-stress sub-score lands at 27/100. The ZIP holds roughly 1,256 housing units. About 16% have a four-year degree. Owners hold 73% of homes, renters 27%. Roughly 8.9% live below the poverty line. 2,384 residents call 28396 home, typically aged 53. Rent burden reaches 26% of tenant households.
Taken together, 28396 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 28396 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The 28396 read uses the identical scoring model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 28396 stays directly comparable to neighboring ZIPs and the rest of Scotland County, North Carolina. 28396 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 25/100 for 28396 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 28396 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 28396
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 28396 distress snapshot
A live read on 28396: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
More ZIPs across Scotland County
Nearest ZIP codes to 28396
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Scotland County, North Carolina.
Get the full acquisition report for 28396
Open 28396 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Built from public records, scored the same way everywhere · methodology