ZIP 28396 Foreclosure, Tax-Lien & Distress Report

ZIP code 28396 in Scotland County, North Carolina carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. On the structural side it scores 52/100, with 9/100 of stress already active. Climate and flood risk are elevated too — FEMA disaster exposure (84/100), flood (NFIP) exposure (76/100). What sets it apart are the readings on institutional ownership (77/100), structural risk (52/100), mortgage stress (30/100). mortgage stress (30/100) and construction/permit lag (1/100) stay muted.

The market reads peak — home values rose 1.9% year on year, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

A median home runs $158,900 here, or 2.6 times local income. At $56,736, median income runs below typical U.S. levels. The vacancy rate is 17.6% — elevated. The demographic-stress sub-score lands at 27/100. The ZIP holds roughly 1,256 housing units. About 16% have a four-year degree. Owners hold 73% of homes, renters 27%. Roughly 8.9% live below the poverty line. 2,384 residents call 28396 home, typically aged 53. Rent burden reaches 26% of tenant households.

Taken together, 28396 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 28396 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 28396 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 28396 stays directly comparable to neighboring ZIPs and the rest of Scotland County, North Carolina. 28396 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 24/100 for 28396 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 28396 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.