ZIP 28396 Property Distress & Foreclosure Data

DLRadar grades ZIP 28396 (Scotland County, North Carolina) at a moderate 31/100 for overall property distress. Structural risk reads 69/100 against active distress of 9/100. Climate and flood risk are elevated too — FEMA disaster exposure (88/100), flood (NFIP) exposure (77/100). Property-level stress concentrates in institutional ownership (79/100), structural risk (69/100), construction/permit lag (66/100). mortgage stress (30/100) stay muted.

Prices here sit in a peak phase: values rose 3.2% over the trailing year, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $158,900 (2.6× income, relatively affordable). At $56,736, median income runs below typical U.S. levels. Vacancy runs 17.6%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 27/100. There are about 1,256 housing units across 28396. Around 16% of adults hold a bachelor's degree or higher. 73% of housing is owner-occupied. The poverty rate is 8.9%. 2,384 residents call 28396 home, typically aged 53. Rent burden reaches 26% of tenant households.

Taken together, 28396 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.