ZIP 28351 Foreclosure, Tax-Lien & Distress Report
Scotland County, North Carolina · High Vacancy market
ZIP code 28351 in Scotland County, North Carolina carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (84/100), flood (NFIP) exposure (74/100). On the structural side it scores 52/100, with 9/100 of stress already active. Its standout signals are institutional ownership (77/100), structural risk (52/100), mortgage stress (30/100). By contrast, mortgage stress (30/100) register low.
The peak-phase market in 28351 posted values that rose 1.9% over the year (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
About 10% have a four-year degree. About 4,792 people live here, median age 38. Median household income is $46,218, below the U.S. median near $78,000. Home values center near $88,200, an affordability ratio of 2.0× — accessible. Rent burden reaches 40% of tenant households. The demographic-stress sub-score lands at 32/100. The poverty rate is 27.7% — high, a tax-stress and distress correlate. The vacancy rate is 17.8% — elevated. The tenure split is 69% owner-occupied to 31% rented. The ZIP holds roughly 2,129 housing units.
Net-net, 28351 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 28351 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 28351 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 28351 can be compared directly against any other ZIP in Scotland County, North Carolina or nationwide. 28351 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
28351's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 28351 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 28351
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 28351 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 28351, the same set carried on every parcel.
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Keep going: ZIP, county and state distress coverage for Scotland County, North Carolina.
The complete 28351 distress and acquisition report
Every distressed parcel in 28351 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
No modelling: every input is a public record · methodology