ZIP 28345 Foreclosure, Tax-Lien & Distress Report
Richmond County, North Carolina · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 28345 in Richmond County, North Carolina comes in at 19, a low composite-distress reading. The latent-versus-live split is 40/100 structural and 8/100 already moving. What sets it apart are the readings on institutional ownership (61/100), structural risk (40/100), mortgage stress (26/100). On the quiet end sit mortgage stress (26/100). Climate and flood risk are elevated too — FEMA disaster exposure (78/100).
Prices here sit in a peak phase: values rose 1.9% over the trailing year, and 28% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.
The ZIP holds roughly 5,590 housing units. Households earn a median $38,472 — below the roughly $78,000 national figure. Population is roughly 12,224 with a median age of 39. 61% of housing is owner-occupied. The poverty rate is 22.1% — high, a tax-stress and distress correlate. The vacancy rate is 16.6% — elevated. Rent burden reaches 41% of tenant households. Educational attainment sits at 8% bachelor's-or-above. The typical home is worth about $97,600 (2.5× income, relatively affordable). DLRadar's demographic-stress index for the area reads 33/100.
On the whole, 28345 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 28345 is not published yet -- the ZIP-level readings above remain fully sourced.
The 28345 read uses the identical scoring model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 28345 stays directly comparable to neighboring ZIPs and the rest of Richmond County, North Carolina. The score is rebuilt from public data as it updates, so 28345 reflects the current record instead of a stale or modeled snapshot.
Each component behind 28345 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. For a buyer, 28345 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 28345’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 28345 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 28345, the same set carried on every parcel.
Nearby ZIPs in Richmond County
Nearest ZIP codes to 28345
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Richmond County, North Carolina
Related ZIP, county and statewide reads linked to Richmond County, North Carolina.
Open the complete 28345 acquisition file
Get every distressed property in 28345 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Each signal above is traceable to an open dataset · methodology