Richmond County, NC: Foreclosures, Tax Liens & Distressed Properties
Richmond County, NC, North Carolina: 11 ZIP codes scored, Richmond County, NC averaging 21/100 (low, Richmond, NC), from 19 to 26. Richmond County, NC is in its peak phase (Richmond, NC confidence 18/100): Richmond, NC home prices up 1.9% (Richmond, NC) over twelve months. Richmond County, NC lender headwind: 20/100.
Highest-scoring Richmond County, NC ZIPs: 27281 (26/100), 28351 (24/100), 28347 (22/100), 28363 (22/100), 27229 (20/100), 27306 (20/100). Also scored in Richmond County, NC: 28330, 28338, 28345, 28367, 28379.
Across Richmond County, NC's scored ZIPs: median home value $143,156, household income $47,954, 17.7% vacancy, 25.6% poverty, 72% owner-occupied, median age 42.4.
Richmond County, NC insurance distress 53/100 (#1,041 in the US); FEMA hazard 78/100 for Richmond, NC; 6 federal disaster declarations in Richmond County, NC since 2023; 1 Richmond, NC NFIP flood claims; Richmond, NC construction distress 5/100.
5 banks with 6 branches lend in Richmond County, NC; Richmond, NC weighted bank stress 51/100, highest 63/100 in Richmond, NC.
Richmond County, NC unemployment 3.9% (Richmond, NC -0.4 pts, six months); 109 new housing units permitted in Richmond County, NC over twelve months, Richmond, NC up 110% from 52; Richmond, NC home prices +10.3% a year (Richmond, NC) over three years.
19,893 housing units in Richmond County, NC; 5,954 Richmond, NC renter households; 41% of Richmond, NC renters spend 30%+ of income on rent, 27% (Richmond, NC) half or more.
Richmond County, NC ranks #647 nationally on the opportunity index (Richmond, NC, among all ranked counties); Richmond, NC scores 32.6/100 and Richmond, NC sits #30 inside North Carolina. Richmond, NC is in the watchlist opportunity phase; Richmond, NC's primary driver is vacancy, Richmond, NC second driver bank institutional; Richmond, NC moved up 578 places. 6 short-sale listings across Richmond, NC; 105 days on market observed in Richmond, NC; 15.8% vacancy over 11 Richmond, NC ZIPs.
No CFPB county sample covers Richmond County, NC. The non-metro area reading for Richmond, NC: 1.3% ninety-plus days late; Richmond, NC's thirty-to-eighty-nine share is 3.4% (Richmond, NC, December 2025 data); North Carolina overall 0.9%.
Richmond County, NC has 3 watched banks; 3 Richmond, NC banks sit in an elevated band. Richmond, NC footprints: Truist Bank (2 branches, stress 62) in Richmond, NC; Fidelity Bank (1 branch, stress 56) in Richmond, NC; First Bank (1 branch, stress 47) in Richmond, NC.
HUD lists 6 assisted multifamily properties in Richmond County, NC with 149 units; 149 Richmond, NC units are assisted, 2 Richmond, NC properties under project-based Section 8.
2,867 of the 19,893 housing units in Richmond, NC sit vacant. Richmond County, NC permitted 40 multifamily units in twelve months; Richmond, NC's one-to-four unit structures added 69 units in Richmond County, NC.