Wayne County, NC: Foreclosures, Tax Liens & Distressed Properties

Wayne County, NC, North Carolina: 15 ZIP codes scored, Wayne County, NC averaging 31/100 (moderate, Wayne, NC), from 28 to 34. Wayne County, NC is in its peak phase (Wayne, NC confidence 15/100): Wayne, NC home prices up 1.4% (Wayne, NC) over twelve months, 1.8% under their peak. Wayne County, NC lender headwind: 50/100.

Highest-scoring Wayne County, NC ZIPs: 27851 (34/100), 27524 (32/100), 27542 (32/100), 27569 (32/100), 27530 (31/100), 27531 (31/100). Also scored in Wayne County, NC: 27533, 27534, 27830, 27863, 28333, 28365, 28578, 27883, 28551.

Across Wayne County, NC's scored ZIPs: median home value $167,492, household income $59,447, 11.8% vacancy, 17.2% poverty, 63% owner-occupied, median age 36.8.

Wayne County, NC insurance distress 73/100 (#549 in the US); FEMA hazard 78/100 for Wayne, NC; 6 federal disaster declarations in Wayne County, NC since 2023; 6 Wayne, NC NFIP flood claims, $33K paid; Wayne, NC construction distress 48/100.

10 banks with 22 branches lend in Wayne County, NC; Wayne, NC weighted bank stress 61/100, highest 71/100 in Wayne, NC.

Wayne County, NC unemployment 3.9% (Wayne, NC -0.1 pts, six months); 906 new housing units permitted in Wayne County, NC over twelve months, Wayne, NC up 3% from 880; Wayne, NC home prices +11.5% a year (Wayne, NC) over three years.

53,505 housing units in Wayne County, NC; 18,042 Wayne, NC renter households; 40% of Wayne, NC renters spend 30%+ of income on rent, 19% (Wayne, NC) half or more.

Wayne County, NC ranks #1,061 nationally on the opportunity index (Wayne, NC, among all ranked counties); Wayne, NC scores 30.9/100 and Wayne, NC sits #55 inside North Carolina. Wayne, NC is in the watchlist opportunity phase; Wayne, NC's primary driver is vacancy, Wayne, NC second driver bank institutional; Wayne, NC moved up 287 places. 13 short-sale listings across Wayne, NC; 73 days on market observed in Wayne, NC; 11.8% vacancy over 15 Wayne, NC ZIPs.

No CFPB county sample covers Wayne County, NC. The non-metro area reading for Wayne, NC: 1.3% ninety-plus days late; Wayne, NC's thirty-to-eighty-nine share is 3.4% (Wayne, NC, December 2025 data); North Carolina overall 0.9%.

Wayne County, NC has 5 watched banks; 5 Wayne, NC banks sit in an elevated band. Wayne, NC footprints: Southern Bank&Trust Co (5 branches, stress 69) in Wayne, NC; Truist Bank (3 branches, stress 62) in Wayne, NC; First-Citizens Bank&Trust Co (2 branches, stress 71) in Wayne, NC.

HUD lists 7 assisted multifamily properties in Wayne County, NC with 585 units; 299 Wayne, NC units are assisted, 3 Wayne, NC properties under project-based Section 8.

5,998 of the 53,505 housing units in Wayne, NC sit vacant. Wayne County, NC permitted 78 multifamily units in twelve months; Wayne, NC's one-to-four unit structures added 828 units in Wayne County, NC.