ZIP 27530 Foreclosure, Tax-Lien & Distress Report

Wayne County, North Carolina's ZIP 27530 registers 31/100 composite distress, which DLRadar reads as moderate. What sets it apart are the readings on structural risk (67/100), institutional ownership (56/100), construction/permit lag (47/100). On the quiet end sit mortgage stress (24/100). It additionally carries heavy environmental risk: climate & FEMA risk (89/100), FEMA disaster exposure (77/100), flood (NFIP) exposure (66/100). The latent-versus-live split is 67/100 structural and 7/100 already moving.

The market reads peak — home values rose 1.4% year on year, 1.8% off the recent peak, and 21% higher over three years, at 15/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $55,507, below the U.S. median near $78,000. Roughly 18.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 32% of tenant households. About 22% have a four-year degree. There are about 17,984 housing units across 27530. Owners hold 58% of homes, renters 42%. The demographic-stress sub-score lands at 31/100. The typical home is worth about $200,300 (3.2× income, relatively affordable). Population is roughly 37,442 with a median age of 39. The vacancy rate is 11.8% — elevated.

Net-net, 27530 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 27530 is not published yet -- the ZIP-level readings above remain fully sourced.

Whether 27530 runs hot or quiet, its 31/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 27530 can be compared directly against any other ZIP in Wayne County, North Carolina or nationwide. Where the record is thin for 27530, the field stays empty rather than modeled, and fills in as new documents post.

The 31/100 figure for 27530 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 27530 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.