ZIP 27863 Foreclosure, Tax-Lien & Distress Report

ZIP code 27863 in Wayne County, North Carolina carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. Structurally it carries 69/100, against 7/100 of stress already in motion. The sharpest non-environmental signals are structural risk (69/100), institutional ownership (61/100), construction/permit lag (48/100). mortgage stress (24/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (88/100), FEMA disaster exposure (84/100), flood (NFIP) exposure (67/100)).

The market reads peak — home values rose 1.4% year on year, 1.8% off the recent peak, and 23% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $212,200 (2.3× income, relatively affordable). The tenure split is 77% owner-occupied to 23% rented. Vacancy runs 11.5%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 27/100. Roughly 12.2% live below the poverty line. Around 31% of renters are cost-burdened. The ZIP holds roughly 5,399 housing units. At $78,063, median income runs near typical U.S. levels. Population is roughly 13,401 with a median age of 36. Around 18% of adults hold a bachelor's degree or higher.

Overall, 27863 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 27863 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 27863's 32/100 can be lined up against any neighbor in Wayne County, North Carolina or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 27863, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

27863's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 27863 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.