ZIP 27863 Property Distress & Foreclosure Data

ZIP code 27863 in Wayne County, North Carolina carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 58 and live distress 7 on the 0–100 scale. What sets it apart are the readings on institutional ownership (62/100), structural risk (58/100), mortgage stress (24/100). By contrast, mortgage stress (24/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (88/100), FEMA disaster exposure (88/100), flood (NFIP) exposure (67/100).

The market reads expansion — home values rose 8.0% year on year, and 23% higher over three years, at 71/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Home values center near $212,200, an affordability ratio of 2.3× — accessible. Owners hold 77% of homes, renters 23%. Vacancy runs 11.5%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 27/100. 12.2% of residents fall below the poverty threshold. Rent burden reaches 31% of tenant households. There are about 5,399 housing units across 27863. Median household income is $78,063, near the U.S. median near $78,000. About 13,401 people live here, median age 36. Educational attainment sits at 18% bachelor's-or-above.

Net-net, 27863 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.