Wayne County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Wayne County, North Carolina? DLRadar grades every Wayne County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 34/100. Here is the 2026 Wayne County breakdown.
- Wayne County's most distressed ZIP is 27851 at 34/100.
- 15 ZIP codes tracked in Wayne County, averaging 31/100 distress.
- Wayne County reads peak — home values up 1.4% year over year, 1.8% off peak.
- Vacancy runs 11.8% across Wayne County's tracked ZIPs, with a 17.2% poverty rate.
- The typical Wayne County home is worth about $167,492 against a ~$59,447 median income.
- Lending headwind in Wayne County sits at 50/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 27851 | 34/100 |
| 2 | 27530 | 32/100 |
| 3 | 27531 | 32/100 |
| 4 | 27533 | 32/100 |
| 5 | 27534 | 32/100 |
| 6 | 27830 | 32/100 |
| 7 | 27863 | 32/100 |
| 8 | 28333 | 32/100 |
| 9 | 27524 | 31/100 |
| 10 | 27542 | 31/100 |
| 11 | 27569 | 31/100 |
| 12 | 28365 | 31/100 |
Most distressed ZIP codes in Wayne County (composite distress 0-100, 2026)
What is driving Wayne County distress
Wayne County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 31/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Wayne County market phase and pricing
The cycle in Wayne County is peak, with values up 1.4% year over year and 1.8% below peak. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
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Questions about this county
Which ZIP code leads Wayne County on distress?
ZIP 27851 leads Wayne County at 34/100, recomputed monthly from public records.
What market phase is Wayne County in?
Wayne County is classified peak with a 1.4% year-over-year increase, following the FHFA House Price Index.
What are the sources behind these Wayne County numbers?
Each Wayne County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 15 local ZIPs and every other county in the country.
How much do distress scores vary between Wayne County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Wayne County ZIPs DLRadar ranks, scores run from 34/100 in 27851 down to 31/100 in 28365, against a Wayne County average of 31/100. Those 3 points separate the ZIPs worth working in Wayne County from the rest.
What do Wayne County home values and vacancy say about distressed supply?
The typical Wayne County home carries about $167,492 of value against a median household income near $59,447. Vacancy across Wayne County's tracked ZIPs runs 11.8% and the poverty rate is 17.2%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Wayne County's foreclosure and lien filings and its 50/100 lending headwind.
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Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.