Wayne County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Wayne County, NC distress report, 2026: 15 ZIPs scored in Wayne, NC, Wayne, NC average 31/100; the top Wayne, NC ZIP is 27851 at 34/100; Wayne, NC market phase peak, Wayne, NC prices +1.4% year over year.
- Wayne, NC ranks #1,061 nationally (opportunity index); Wayne, NC #55 in North Carolina; Wayne, NC index 30.9.
- Wayne, NC: no CFPB county sample; Wayne, NC non-metro area reading 1.3%.
- Wayne, NC ZIP phases: 15 peak.
- Wayne, NC residential listings tracked: 62 across 8 ZIPs; Wayne, NC candidate listings 12.
- Wayne, NC HUD assisted properties: 7 with 585 units.
- Wayne, NC lenders on watch: 5; largest Wayne, NC footprint Southern Bank&Trust Co (5 branches).
- Wayne, NC most distressed ZIP: 27851 at 34/100.
Wayne, NC figures: DLRadar distress index; Wayne, NC inputs: CFPB, FHFA, HUD, FDIC; Wayne, NC rebuilt as sources refresh.
| Rank | Wayne, NC ZIP | Score |
|---|---|---|
| 1 | 27851 | 34/100 |
| 2 | 27524 | 32/100 |
| 3 | 27542 | 32/100 |
| 4 | 27569 | 32/100 |
| 5 | 27530 | 31/100 |
| 6 | 27531 | 31/100 |
| 7 | 27533 | 31/100 |
| 8 | 27534 | 31/100 |
| 9 | 27830 | 31/100 |
| 10 | 27863 | 31/100 |
| 11 | 28333 | 31/100 |
| 12 | 28365 | 30/100 |
Most distressed Wayne, NC ZIPs (0-100, 2026)
Mortgage delinquency around Wayne, NC
No CFPB county sample covers Wayne, NC; the non-metro area reading for Wayne, NC: 1.3% ninety-plus; Wayne, NC area thirty-to-eighty-nine 3.4% (December 2025, Wayne, NC); North Carolina overall 0.9%.
Opportunity index: Wayne, NC
Wayne, NC index 30.9, Wayne, NC phase watchlist; Wayne, NC primary driver vacancy, Wayne, NC second driver bank institutional. Wayne, NC components: property stress 20.8, foreclosure pressure 21.1, listing discounts 33.3, bank stress 55.9, insurance 0.0; Wayne, NC pulse 34.0; Wayne, NC capital opportunity 26.3; Wayne, NC seven-day change -0.4%.
ZIP market phases inside Wayne, NC
15 Wayne, NC ZIPs carry a price-cycle phase; Wayne, NC ZIPs by phase (Wayne, NC), deepest drawdown first: peak, +1.4% YoY, 1.8% off peak (Wayne, NC): 27530, 27531, 27533, 28333, Wayne, NC 27534, 27863; peak, +1.4% YoY, 1.6% off peak (Wayne, NC): 27830; peak, +1.7% YoY, 1.1% off peak (Wayne, NC): 28578; peak, +2.1% YoY, 0.8% off peak (Wayne, NC): 28365; peak, +0.9% YoY, 0.5% off peak (Wayne, NC): 27569; peak, +1.9% YoY, 0.5% off peak (Wayne, NC): 28551; peak, +0.8% YoY, 0.3% off peak (Wayne, NC): 27524; peak, +2.2% YoY, 0.3% off peak (Wayne, NC): 27883; peak, +1.1% YoY, 0.3% off peak (Wayne, NC): 27542; peak, +1.9% YoY, 0.0% off peak (Wayne, NC): 27851.
Residential listings by Wayne, NC ZIP
Wayne, NC ZIPs with the most tracked Wayne, NC residential listings: 27530 24 listings, 8 candidates, bank pressure 59; 27534 23 listings, 2 candidates, bank pressure 60; 27863 9 listings, 0 candidates, bank pressure 63; 27830 4 listings, 2 candidates, bank pressure 59 (Wayne, NC); 28333 2 listings, 0 candidates, bank pressure 59; 27531 0 listings, 0 candidates, bank pressure 59; 27533 0 listings, 0 candidates, bank pressure 59; 28578 0 listings, 0 candidates, bank pressure 59. Wayne, NC totals: 62 listings; Wayne, NC candidates 12; active ZIPs 5.
HUD assisted housing in Wayne, NC
7 assisted properties with 585 units sit in Wayne, NC; largest Wayne, NC properties: Legacy At Berkeley Place (Goldsboro) 264 units; Alpha Arms Apartments (Goldsboro) 104 units, 88 assisted; Waynesborough House (Goldsboro) 85 units, 80 assisted in Wayne, NC; Poplar Street Apartments (Goldsboro) 44 units, 44 assisted; Nba Greenleaf Grace Village (Goldsboro) 41 units, 41 assisted; Torhunta Apartments (Fremont) 40 units, 40 assisted.
Lenders with branches in Wayne, NC
Wayne, NC lenders by branch count: Southern Bank&Trust Co (Wayne, NC): stress 69, 5 branches low in Wayne, NC; Truist Bank (Wayne, NC): stress 62, 3 branches low in Wayne, NC; First-Citizens Bank&Trust Co (Wayne, NC): stress 71, 2 branches low in Wayne, NC; Ks Bank Inc (Wayne, NC): stress 69, 1 branch low in Wayne, NC; First Bank (Wayne, NC): stress 47, 1 branch low in Wayne, NC.
Vacancy and permits, Wayne, NC
5,998 of 53,505 Wayne, NC housing units are vacant; Wayne, NC permits, twelve months: 78 multifamily units in Wayne, NC, 828 one-to-four unit units.
Work Wayne, NC at the parcel level
Every Wayne, NC parcel carries owner and address; every Wayne, NC parcel carries APN; Wayne, NC distress scores sit on the Wayne, NC live board.
Wayne, NC figures refresh with each source.
Wayne, NC questions
Most distressed ZIP code in Wayne County, NC?
ZIP 27851 leads Wayne, NC at 34/100; next in Wayne, NC: 27524 at 32/100; the Wayne, NC average is 31/100.
Where does Wayne County, NC rank for investment opportunity?
Wayne, NC is #1,061 among all ranked counties, #55 in North Carolina; the Wayne, NC driver is vacancy; Wayne, NC moved up 287 places.
How many mortgages are delinquent in Wayne County, NC?
Wayne, NC takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Wayne, NC.
Which banks lend in Wayne County, NC?
5 watched lenders hold Wayne, NC branches; the largest Wayne, NC footprints are Southern Bank&Trust Co (5), Truist Bank (3), First-Citizens Bank&Trust Co (2).
More on Wayne, NC
Wayne County, NC distress report: public-record figures for Wayne, NC; not legal advice for Wayne, NC; not tax or investment advice; verify every Wayne, NC record before acting.