ZIP 28578 Foreclosure, Tax-Lien & Distress Report

Wayne County, North Carolina's ZIP 28578 registers 31/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: climate & FEMA risk (86/100), FEMA disaster exposure (84/100), flood (NFIP) exposure (66/100). Property-level stress concentrates in structural risk (68/100), institutional ownership (60/100), construction/permit lag (46/100). By contrast, mortgage stress (24/100) register low. Structurally it carries 68/100, against 7/100 of stress already in motion.

The peak-phase market in 28578 posted values that rose 1.7% over the year, 1.1% off the recent peak (phase confidence 17/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 4,585 with a median age of 30. 70% of housing is owner-occupied. The vacancy rate is 20.4% — elevated. DLRadar's demographic-stress index for the area reads 31/100. Home values center near $95,300, an affordability ratio of 1.6× — accessible. Around 20% of renters are cost-burdened. The poverty rate is 38.1% — high, a tax-stress and distress correlate. At $55,966, median income runs below typical U.S. levels. The ZIP holds roughly 1,953 housing units. About 11% have a four-year degree.

Taken together, 28578 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 28578 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 28578 read uses the identical public-record model applied coast to coast, which means its 31/100 score means exactly what it means anywhere else, and 28578 stays directly comparable to neighboring ZIPs and the rest of Wayne County, North Carolina. Nothing here is interpolated — where a source is thin for 28578, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

28578's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 28578 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.