ZIP 28365 Foreclosure, Tax-Lien & Distress Report

ZIP code 28365 in Duplin County, North Carolina carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. Structurally it carries 68/100, against 7/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (88/100), FEMA disaster exposure (84/100), flood (NFIP) exposure (65/100)). The sharpest non-environmental signals are structural risk (68/100), institutional ownership (60/100), construction/permit lag (44/100). On the quiet end sit mortgage stress (24/100).

The market reads peak — home values rose 2.1% year on year, and 27% higher over three years (phase confidence 19/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $138,800, an affordability ratio of 2.3× — accessible. 21.9% of residents fall below the poverty threshold. Owners hold 76% of homes, renters 24%. Households earn a median $52,333 — below the roughly $78,000 national figure. The vacancy rate is 14.3% — elevated. About 16% have a four-year degree. There are about 6,892 housing units across 28365. DLRadar's demographic-stress index for the area reads 30/100. 15,008 residents call 28365 home, typically aged 41. Around 37% of renters are cost-burdened.

On the whole, 28365 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 28365 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 28365 runs through one identical public-record model, so its 31/100 sits on the same scale as every other ZIP in Duplin County, North Carolina and the nation. Sparse data for 28365 shows as blanks, never estimates, and the score updates on every fresh public filing.

28365's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 28365 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.