ZIP 28458 Foreclosure, Tax-Lien & Distress Report

ZIP code 28458 in Duplin County, North Carolina carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic distress index. Its standout signals are structural risk (62/100), institutional ownership (61/100), mortgage stress (25/100). mortgage stress (25/100) and construction/permit lag (22/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (87/100), FEMA disaster exposure (87/100), flood (NFIP) exposure (61/100)). Structural exposure scores 62 and live distress 7 on the 0–100 scale.

The market reads peak — home values rose 2.8% year on year, and 16% lower over three years, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Roughly 20.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 5,768 with a median age of 39. Around 28% of renters are cost-burdened. A median home runs $115,500 here, or 3.1 times local income. On demographic stress specifically, 28458 scores 31/100. 61% of housing is owner-occupied. At $37,128, median income runs below typical U.S. levels. The vacancy rate is 11.4% — elevated. About 15% have a four-year degree. There are about 2,726 housing units across 28458.

Net-net, 28458 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 28458 at the moment; the composite and its components are still built from verifiable records.

Whether 28458 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 28458 can be compared directly against any other ZIP in Duplin County, North Carolina or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 28458 shows blanks, not estimates, wherever the record is sparse.

Behind 28458's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 28458 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.