ZIP 28391 Property Distress & Foreclosure Data

DLRadar grades ZIP 28391 (Cumberland County, North Carolina) at a moderate 30/100 for overall property distress. Property-level stress concentrates in institutional ownership (66/100), structural risk (65/100), mortgage stress (25/100). By contrast, mortgage stress (25/100) and construction/permit lag (14/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), FEMA disaster exposure (88/100), flood (NFIP) exposure (82/100). On the structural side it scores 65/100, with 8/100 of stress already active.

The market reads peak — home values rose 2.7% year on year (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

Median household income is $70,227, near the U.S. median near $78,000. The vacancy rate is 8.9%. About 5,956 people live here, median age 38. The ZIP holds roughly 2,482 housing units. 11.7% of residents fall below the poverty threshold. Educational attainment sits at 21% bachelor's-or-above. Owners hold 78% of homes, renters 22%. DLRadar's demographic-stress index for the area reads 27/100. Around 32% of renters are cost-burdened. Home values center near $210,900, an affordability ratio of 2.6× — accessible.

Net-net, 28391 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.