ZIP 28305 Property Distress & Foreclosure Data

DLRadar grades ZIP 28305 (Cumberland County, North Carolina) at a moderate 30/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (90/100), FEMA disaster exposure (88/100), flood (NFIP) exposure (82/100)). Property-level stress concentrates in institutional ownership (66/100), structural risk (65/100), mortgage stress (25/100). On the quiet end sit mortgage stress (25/100) and construction/permit lag (14/100). Structural risk reads 65/100 against active distress of 8/100.

The peak-phase market in 28305 posted values that rose 2.7% over the year, and 21% higher over three years, at 32/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 13.5%, above the national norm and a classic distress-and-opportunity signal. A median home runs $260,900 here, or 3.4 times local income. On demographic stress specifically, 28305 scores 30/100. About 50% have a four-year degree. Population is roughly 5,993 with a median age of 43. There are about 3,456 housing units across 28305. The tenure split is 57% owner-occupied to 43% rented. Roughly 16.1% live below the poverty line. Households earn a median $70,612 — near the roughly $78,000 national figure. Rent burden reaches 41% of tenant households.

On the whole, 28305 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.