ZIP 28314 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 28314 in Cumberland County, North Carolina comes in at 38, a moderate composite-distress reading. Structurally it carries 86/100, against 8/100 of stress already in motion. Its heaviest discrete signals: construction/permit lag (100/100), structural risk (86/100), institutional ownership (64/100). mortgage stress (25/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (90/100), FEMA disaster exposure (84/100), flood (NFIP) exposure (82/100).

The market reads peak — home values rose 2.3% year on year, and 26% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

There are about 24,870 housing units across 28314. Owners hold 47% of homes, renters 53%. About 56,200 people live here, median age 31. Around 37% of renters are cost-burdened. Roughly 17.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 9.2%. Around 28% of adults hold a bachelor's degree or higher. At $60,036, median income runs below typical U.S. levels. Home values center near $185,700, an affordability ratio of 2.9× — accessible. On demographic stress specifically, 28314 scores 32/100.

Overall, 28314 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 28314 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 28314 runs hot or quiet, its 38/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 28314 can be compared directly against any other ZIP in Cumberland County, North Carolina or nationwide. Where the public record is thin for 28314, the field stays empty rather than modeled, and fills in as new documents post.

28314's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 28314 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.