ZIP 28395 Property Distress & Foreclosure Data

In Cumberland County, North Carolina, ZIP 28395 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are institutional ownership (66/100), structural risk (65/100), mortgage stress (25/100). On the quiet end sit mortgage stress (25/100) and construction/permit lag (14/100). On the structural side it scores 65/100, with 8/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (90/100), FEMA disaster exposure (88/100), flood (NFIP) exposure (82/100)).

The peak-phase market in 28395 posted values that rose 2.7% over the year, and 71% higher over three years (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $80,833 — near the roughly $78,000 national figure. The tenure split is 79% owner-occupied to 21% rented. Around 38% of renters are cost-burdened. A median home runs $263,000 here, or 2.8 times local income. Roughly 10.3% live below the poverty line. About 23% have a four-year degree. Population is roughly 2,524 with a median age of 36. The ZIP holds roughly 1,041 housing units. On demographic stress specifically, 28395 scores 28/100. The vacancy rate is 12.5% — elevated.

On the whole, 28395 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.