ZIP 28395 Foreclosure, Tax-Lien & Distress Report

In Cumberland County, North Carolina, ZIP 28395 scores 38 of 100 for composite distress, a moderate level on DLRadar's public-record index. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (86/100), institutional ownership (64/100). mortgage stress (25/100) stay muted. The split runs 86/100 structural to 8/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (90/100), FEMA disaster exposure (84/100), flood (NFIP) exposure (82/100)).

The peak-phase market in 28395 posted values that rose 2.3% over the year, and 71% higher over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

Households earn a median $80,833 — near the roughly $78,000 national figure. The tenure split is 79% owner-occupied to 21% rented. Rent burden reaches 38% of tenant households. A median home runs $263,000 here, or 2.8 times local income. 10.3% of residents fall below the poverty threshold. About 23% have a four-year degree. 2,524 residents call 28395 home, typically aged 36. There are about 1,041 housing units across 28395. On demographic stress specifically, 28395 scores 28/100. Vacancy runs 12.5%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 28395 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 28395 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 28395's 38/100 can be lined up against any neighbor in Cumberland County, North Carolina or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 28395 reflects the current record instead of a stale or modeled snapshot.

The 38/100 figure for 28395 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 28395 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.