ZIP 28303 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 28303 (Cumberland County, North Carolina) lands at 38/100 — moderate on DLRadar's public-record scoring. Latent structural risk is 86/100 while live distress already moving reads 8/100. Environmental exposure also runs high (climate & FEMA risk (90/100), FEMA disaster exposure (84/100), flood (NFIP) exposure (82/100)). Property-level stress concentrates in construction/permit lag (100/100), structural risk (86/100), institutional ownership (64/100). By contrast, mortgage stress (25/100) register low.

The market reads peak — home values rose 2.3% year on year, and 32% higher over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

Owners hold 46% of homes, renters 54%. The poverty rate is 18.7% — high, a tax-stress and distress correlate. A median home runs $189,500 here, or 3.3 times local income. Educational attainment sits at 30% bachelor's-or-above. 30,220 residents call 28303 home, typically aged 34. The ZIP holds roughly 15,640 housing units. Vacancy runs 10.5%. Median household income is $53,261, below the U.S. median near $78,000. On demographic stress specifically, 28303 scores 33/100. Rent burden reaches 41% of tenant households.

On balance 28303 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 28303 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 28303 read uses the identical public-record model applied coast to coast, which means its 38/100 score means exactly what it means anywhere else, and 28303 stays directly comparable to neighboring ZIPs and the rest of Cumberland County, North Carolina. Sparse data for 28303 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 38/100 for 28303 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 28303 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.