ZIP 28303 Property Distress & Foreclosure Data

ZIP code 28303 in Cumberland County, North Carolina carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 65 and live distress 8 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (90/100), FEMA disaster exposure (88/100), flood (NFIP) exposure (82/100). What sets it apart are the readings on institutional ownership (66/100), structural risk (65/100), mortgage stress (25/100). mortgage stress (25/100) and construction/permit lag (14/100) stay muted.

Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 32% higher over three years, at 32/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

46% of housing is owner-occupied. The poverty rate is 18.7% — high, a tax-stress and distress correlate. The typical home is worth about $189,500 (3.3× income, relatively affordable). Around 30% of adults hold a bachelor's degree or higher. 30,220 residents call 28303 home, typically aged 34. There are about 15,640 housing units across 28303. Vacancy runs 10.5%. At $53,261, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 33/100. Rent burden reaches 41% of tenant households.

Overall, 28303 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.