ZIP 28301 Property Distress & Foreclosure Data

Composite property distress in 28301 (Cumberland County, North Carolina) lands at 30/100 — moderate on DLRadar's public-record scoring. Structural risk reads 65/100 against active distress of 8/100. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), FEMA disaster exposure (88/100), flood (NFIP) exposure (82/100). The sharpest non-environmental signals are institutional ownership (66/100), structural risk (65/100), mortgage stress (25/100). By contrast, mortgage stress (25/100) and construction/permit lag (14/100) register low.

The market reads peak — home values rose 2.7% year on year, and 58% higher over three years, at 32/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 8,532 housing units across 28301. Home values center near $122,400, an affordability ratio of 3.0× — accessible. Vacancy runs 16.4%, above the national norm and a classic distress-and-opportunity signal. 27.8% of residents fall below the poverty threshold. About 16,221 people live here, median age 36. Rent burden reaches 46% of tenant households. DLRadar's demographic-stress index for the area reads 38/100. Educational attainment sits at 17% bachelor's-or-above. Owners hold 36% of homes, renters 64%. Median household income is $36,955, below the U.S. median near $78,000.

Net-net, 28301 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.