ZIP 28301 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 28301 (Cumberland County, North Carolina) returns a moderate composite of 37/100. Latent structural risk is 84/100 while live distress already moving reads 8/100. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), flood (NFIP) exposure (80/100), FEMA disaster exposure (78/100). The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (84/100), institutional ownership (59/100). By contrast, mortgage stress (25/100) register low.

Prices here sit in a peak phase: values rose 2.3% over the trailing year, and 58% higher over three years, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 8,532 housing units across 28301. The typical home is worth about $122,400 (3.0× income, relatively affordable). Vacancy runs 16.4%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 27.8% — high, a tax-stress and distress correlate. Population is roughly 16,221 with a median age of 36. Rent burden reaches 46% of tenant households. DLRadar's demographic-stress index for the area reads 38/100. Around 17% of adults hold a bachelor's degree or higher. Owners hold 36% of homes, renters 64%. Median household income is $36,955, below the U.S. median near $78,000.

Net-net, 28301 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 28301 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 28301 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 37/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 28301, the field stays empty rather than modeled, and fills in as new documents post.

The 37/100 for 28301 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 28301 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.