ZIP 28306 Property Distress & Foreclosure Data

Composite property distress in 28306 (Cumberland County, North Carolina) lands at 30/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are institutional ownership (66/100), structural risk (65/100), mortgage stress (25/100). mortgage stress (25/100) and construction/permit lag (15/100) stay muted. The latent-versus-live split is 65/100 structural and 8/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (89/100), FEMA disaster exposure (88/100), flood (NFIP) exposure (82/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 19% higher over three years (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The demographic-stress sub-score lands at 34/100. The poverty rate is 16.7% — high, a tax-stress and distress correlate. The vacancy rate is 8.6%. Around 49% of renters are cost-burdened. The typical home is worth about $232,500 (3.5× income, relatively affordable). Around 28% of adults hold a bachelor's degree or higher. At $63,175, median income runs below typical U.S. levels. 44,098 residents call 28306 home, typically aged 34. The ZIP holds roughly 17,429 housing units. 63% of housing is owner-occupied.

Overall, 28306 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.