ZIP 28348 Foreclosure, Tax-Lien & Distress Report

In Cumberland County, North Carolina, ZIP 28348 scores 38 of 100 for composite distress, a moderate level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), FEMA disaster exposure (84/100), flood (NFIP) exposure (82/100). On the structural side it scores 86/100, with 8/100 of stress already active. What sets it apart are the readings on construction/permit lag (100/100), structural risk (86/100), institutional ownership (64/100). mortgage stress (25/100) stay muted.

The peak-phase market in 28348 posted values that rose 2.3% over the year, and 22% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

The tenure split is 73% owner-occupied to 27% rented. There are about 14,482 housing units across 28348. 14.9% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 30/100. Median household income is $65,213, below the U.S. median near $78,000. About 22% have a four-year degree. 38,921 residents call 28348 home, typically aged 34. Vacancy runs 5.9%. Rent burden reaches 38% of tenant households. A median home runs $217,400 here, or 3.1 times local income.

On balance 28348 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 28348 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 28348 read uses the identical public-record model applied coast to coast, which means its 38/100 score means exactly what it means anywhere else, and 28348 stays directly comparable to neighboring ZIPs and the rest of Cumberland County, North Carolina. Nothing here is interpolated — where a source is thin for 28348, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 28348 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 38/100 roll-up. The point of the 28348 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.