ZIP 28356 Foreclosure, Tax-Lien & Distress Report
Cumberland County, North Carolina · High Vacancy market
Cumberland County, North Carolina's ZIP 28356 registers 36/100 composite distress, which DLRadar reads as moderate. Structurally it carries 80/100, against 7/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (87/100), FEMA disaster exposure (84/100), flood (NFIP) exposure (79/100). Its heaviest discrete signals: construction/permit lag (86/100), structural risk (80/100), institutional ownership (63/100). mortgage stress (25/100) stay muted.
The peak-phase market in 28356 posted values that rose 2.2% over the year, and 9% higher over three years (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
About 5,747 people live here, median age 39. 77% of housing is owner-occupied. At $63,592, median income runs below typical U.S. levels. Vacancy runs 13.3%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $225,300 (3.4× income, relatively affordable). Rent burden reaches 40% of tenant households. 10.2% of residents fall below the poverty threshold. On demographic stress specifically, 28356 scores 30/100. There are about 2,670 housing units across 28356. About 24% have a four-year degree.
On the whole, 28356 leans distressed, with opportunity clustered in specific stressed parcels. 28356 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 28356 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 36/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 28356 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 28356 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 36/100 roll-up. In workflow terms, 28356 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 28356’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 28356 distress snapshot
A live read on 28356: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Neighbouring ZIPs in Cumberland County
Related reports across Cumberland County, North Carolina
Further distress data across Cumberland County, North Carolina at ZIP, county and state level.
Open the complete 28356 acquisition file
The full 28356 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology