ZIP 28390 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 28390 (Harnett County, North Carolina) lands at 32/100 — moderate on DLRadar's public-record scoring. Latent structural risk is 71/100 while live distress already moving reads 7/100. Climate and flood risk are elevated too — FEMA disaster exposure (84/100), climate & FEMA risk (83/100), flood (NFIP) exposure (74/100). The pressure is most legible in structural risk (71/100), institutional ownership (62/100), construction/permit lag (58/100). mortgage stress (24/100) stay muted.

The peak-phase market in 28390 posted values that rose 2.1% over the year, and 35% higher over three years, at 20/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $219,000, an affordability ratio of 3.3× — accessible. The ZIP holds roughly 10,228 housing units. Vacancy runs 15.0%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 49% owner-occupied to 51% rented. Median household income is $58,750, below the U.S. median near $78,000. On demographic stress specifically, 28390 scores 34/100. 24,158 residents call 28390 home, typically aged 29. Rent burden reaches 34% of tenant households. Around 28% of adults hold a bachelor's degree or higher. 20.1% of residents fall below the poverty threshold.

Taken together, 28390 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 28390 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 28390 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 32/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 28390 reflects the current record instead of a stale or modeled snapshot.

The 32/100 for 28390 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 28390 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.