ZIP 27546 Foreclosure, Tax-Lien & Distress Report

ZIP code 27546 in Harnett County, North Carolina carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. Latent structural risk is 57/100 while live distress already moving reads 7/100. Its standout signals are institutional ownership (61/100), structural risk (57/100), mortgage stress (24/100). By contrast, mortgage stress (24/100) and construction/permit lag (15/100) register low. Climate and flood risk are elevated too — FEMA disaster exposure (84/100), climate & FEMA risk (77/100), flood (NFIP) exposure (66/100).

The market reads peak — home values rose 1.9% year on year, and 20% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

Home values center near $269,900, an affordability ratio of 3.7× — accessible. The vacancy rate is 10.8%. About 20,802 people live here, median age 36. Educational attainment sits at 26% bachelor's-or-above. Around 45% of renters are cost-burdened. The ZIP holds roughly 8,282 housing units. The tenure split is 65% owner-occupied to 35% rented. DLRadar's demographic-stress index for the area reads 35/100. Median household income is $61,781, below the U.S. median near $78,000. 21.0% of residents fall below the poverty threshold.

Net-net, 27546 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 27546 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 27546 runs through one identical public-record model, so its 27/100 sits on the same scale as every other ZIP in Harnett County, North Carolina and the nation. The score is rebuilt from public data as it updates, so 27546 reflects the current record instead of a stale or modeled snapshot.

The 27/100 for 27546 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 27546 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.