ZIP 28326 Foreclosure, Tax-Lien & Distress Report

ZIP code 28326 in Harnett County, North Carolina carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (63/100), structural risk (61/100), mortgage stress (25/100). mortgage stress (25/100) and construction/permit lag (25/100) stay muted. Environmental exposure also runs high (FEMA disaster exposure (85/100), climate & FEMA risk (75/100), flood (NFIP) exposure (75/100)). Structural exposure scores 61 and live distress 7 on the 0–100 scale.

Prices here sit in a peak phase: values held roughly flat over the trailing year, 1.1% off the recent peak, and 18% higher over three years (phase confidence 25/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

15.3% of residents fall below the poverty threshold. About 26% have a four-year degree. At $77,197, median income runs near typical U.S. levels. There are about 9,443 housing units across 28326. Around 35% of renters are cost-burdened. Owners hold 65% of homes, renters 35%. 25,981 residents call 28326 home, typically aged 30. On demographic stress specifically, 28326 scores 31/100. Home values center near $267,400, an affordability ratio of 3.2× — accessible. Vacancy runs 10.8%.

On balance 28326 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 28326 at the moment; the composite and its components are still built from verifiable public records.

Whether 28326 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 28326 can be compared directly against any other ZIP in Harnett County, North Carolina or nationwide. Nothing here is interpolated — where a source is thin for 28326, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 28/100 for 28326 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 28326 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.