ZIP 28326 Property Distress & Foreclosure Data

ZIP code 28326 in Harnett County, North Carolina carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (65/100), structural risk (60/100), mortgage stress (25/100). On the quiet end sit mortgage stress (25/100) and construction/permit lag (18/100). Environmental exposure also runs high (FEMA disaster exposure (89/100), flood (NFIP) exposure (76/100), climate & FEMA risk (75/100)). On the structural side it scores 60/100, with 7/100 of stress already active.

The peak-phase market in 28326 posted values that rose 3.2% over the year, and 18% higher over three years (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Roughly 15.3% live below the poverty line. About 26% have a four-year degree. Households earn a median $77,197 — near the roughly $78,000 national figure. The ZIP holds roughly 9,443 housing units. Around 35% of renters are cost-burdened. The tenure split is 65% owner-occupied to 35% rented. Population is roughly 25,981 with a median age of 30. On demographic stress specifically, 28326 scores 31/100. A median home runs $267,400 here, or 3.2 times local income. The vacancy rate is 10.8%.

On balance 28326 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.