ZIP 28331 Foreclosure, Tax-Lien & Distress Report

Cumberland County, North Carolina's ZIP 28331 registers 38/100 composite distress, which DLRadar reads as moderate. Its standout signals are construction/permit lag (100/100), structural risk (85/100), institutional ownership (60/100). Latent structural risk is 85/100 while live distress already moving reads 0/100. Climate and flood risk are elevated too — climate & FEMA risk (90/100), FEMA disaster exposure (88/100), flood (NFIP) exposure (80/100).

The market reads peak — home values rose 2.3% year on year, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

100% of housing is owner-occupied. Educational attainment sits at 69% bachelor's-or-above. Population is roughly 71 with a median age of 80. The ZIP holds roughly 21 housing units. The poverty rate is 80.8% — high, a tax-stress and distress correlate. Vacancy runs 46.1%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 69/100.

Net-net, 28331 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 28331 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 28331 runs hot or quiet, its 38/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 28331 can be compared directly against any other ZIP in Cumberland County, North Carolina or nationwide. Nothing here is interpolated — where a source is thin for 28331, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

28331's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 28331 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.