ZIP 28318 Foreclosure, Tax-Lien & Distress Report

ZIP code 28318 in Sampson County, North Carolina carries a composite property-distress score of 37/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 82 and live distress 7 on the 0–100 scale. The pressure is most legible in construction/permit lag (95/100), structural risk (82/100), institutional ownership (63/100). By contrast, mortgage stress (25/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (88/100), FEMA disaster exposure (84/100), flood (NFIP) exposure (75/100).

The peak-phase market in 28318 posted values that rose 2.6% over the year, and 26% higher over three years, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 16.8%, above the national norm and a classic distress-and-opportunity signal. 85% of housing is owner-occupied. A median home runs $154,200 here, or 1.8 times local income. Households earn a median $64,984 — below the roughly $78,000 national figure. Roughly 9.4% live below the poverty line. The demographic-stress sub-score lands at 24/100. Population is roughly 4,303 with a median age of 43. Rent burden reaches 32% of tenant households. There are about 1,912 housing units across 28318. Educational attainment sits at 22% bachelor's-or-above.

Net-net, 28318 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 28318 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 28318 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 37/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 28318 reflects the current record instead of a stale or modeled snapshot.

The 37/100 figure for 28318 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 28318 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.