ZIP 28398 Foreclosure, Tax-Lien & Distress Report

Duplin County, North Carolina's ZIP 28398 registers 28/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (87/100), FEMA disaster exposure (84/100), flood (NFIP) exposure (61/100). The sharpest non-environmental signals are structural risk (60/100), institutional ownership (59/100), mortgage stress (24/100). On the quiet end sit mortgage stress (24/100) and construction/permit lag (17/100). On the structural side it scores 60/100, with 7/100 of stress already active.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 54% higher over three years (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

The tenure split is 55% owner-occupied to 45% rented. The vacancy rate is 23.2% — elevated. 17.3% of residents fall below the poverty threshold. Median household income is $45,167, below the U.S. median near $78,000. About 6,084 people live here, median age 38. Educational attainment sits at 13% bachelor's-or-above. A median home runs $91,200 here, or 1.9 times local income. There are about 3,307 housing units across 28398. The demographic-stress sub-score lands at 29/100. Around 27% of renters are cost-burdened.

On the whole, 28398 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 28398 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 28398 runs through one identical public-record model, so its 28/100 sits on the same scale as every other ZIP in Duplin County, North Carolina and the nation. Sparse data for 28398 shows as blanks, never estimates, and the score updates on every fresh public filing.

28398's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 28398 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.