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Where stress is building, how the cycle is turning, and what is live now.

ZIP 28521 Foreclosure, Tax-Lien & Distress Report

Duplin County, North Carolina · High Vacancy market

Scored purely from public records, 28521 (Duplin County, North Carolina) returns a low composite of 28/100. Climate and flood risk are elevated too — climate & FEMA risk (87/100), FEMA disaster exposure (84/100), flood (NFIP) exposure (62/100). Its heaviest discrete signals: institutional ownership (59/100), structural risk (59/100), mortgage stress (24/100). By contrast, mortgage stress (24/100) and construction/permit lag (15/100) register low. Structural exposure scores 59 and live distress 7 on the 0–100 scale.

The market reads peak — home values rose 2.8% year on year, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $128,800 (2.1× income, relatively affordable). Rent burden reaches 84% of tenant households. The tenure split is 92% owner-occupied to 8% rented. The vacancy rate is 31.9% — elevated. About 1,554 people live here, median age 46. Households earn a median $50,437 — below the roughly $78,000 national figure. 16.0% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 36/100. There are about 934 housing units across 28521. Educational attainment sits at 10% bachelor's-or-above.

Taken together, 28521 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 28521 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 28521 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 28521 shows as blanks, never estimates, and the score updates on every fresh public filing.

28521's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 28521 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

28/100
Composite stress
59/100
Structural risk
7/100
Distress activity

Signal-by-signal read on 28521

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk87
Another 9 scored dimensions sit behind 28521

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 28521 by the numbers

The live 28521 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Each signal above is traceable to an open dataset · methodology

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