ZIP 28454 Property Distress & Foreclosure Data

DLRadar grades ZIP 28454 (Onslow County, North Carolina) at a moderate 34/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), FEMA disaster exposure (91/100), flood (NFIP) exposure (75/100). On the structural side it scores 74/100, with 8/100 of stress already active. Property-level stress concentrates in structural risk (74/100), institutional ownership (66/100), construction/permit lag (51/100). By contrast, mortgage stress (26/100) register low.

The market reads peak — home values rose 3.9% year on year, 1.1% off the recent peak (phase confidence 34/100). Topping markets hide individual distress behind strong averages.

DLRadar's demographic-stress index for the area reads 31/100. The vacancy rate is 8.3%. 8.7% of residents fall below the poverty threshold. Educational attainment sits at 26% bachelor's-or-above. The ZIP holds roughly 1,438 housing units. About 2,851 people live here, median age 33. Around 75% of renters are cost-burdened. Home values center near $209,400, an affordability ratio of 2.8× — accessible. Median household income is $68,889, near the U.S. median near $78,000. Owners hold 87% of homes, renters 13%.

Net-net, 28454 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.