ZIP 28425 Property Distress & Foreclosure Data

ZIP code 28425 in Pender County, North Carolina carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (76/100), institutional ownership (65/100), construction/permit lag (64/100). On the quiet end sit mortgage stress (27/100). Environmental exposure also runs high (FEMA disaster exposure (88/100), climate & FEMA risk (87/100), flood (NFIP) exposure (79/100)). On the structural side it scores 76/100, with 8/100 of stress already active.

The peak-phase market in 28425 posted values that rose 3.8% over the year, and 25% higher over three years (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

On demographic stress specifically, 28425 scores 30/100. Roughly 13.5% live below the poverty line. Population is roughly 10,823 with a median age of 45. Around 39% of renters are cost-burdened. Households earn a median $65,163 — below the roughly $78,000 national figure. The ZIP holds roughly 4,985 housing units. About 23% have a four-year degree. The vacancy rate is 16.8% — elevated. A median home runs $217,100 here, or 3.2 times local income. The tenure split is 78% owner-occupied to 22% rented.

On the whole, 28425 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.