ZIP 28421 Property Distress & Foreclosure Data

In Pender County, North Carolina, ZIP 28421 scores 34 of 100 for composite distress, a moderate level on DLRadar's public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (88/100), climate & FEMA risk (87/100), flood (NFIP) exposure (79/100). On the structural side it scores 76/100, with 8/100 of stress already active. Its standout signals are structural risk (76/100), institutional ownership (65/100), construction/permit lag (64/100). By contrast, mortgage stress (27/100) register low.

The market reads peak — home values rose 3.8% year on year (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 24.8% — elevated. DLRadar's demographic-stress index for the area reads 33/100. Around 66% of renters are cost-burdened. Educational attainment sits at 9% bachelor's-or-above. The ZIP holds roughly 974 housing units. Owners hold 71% of homes, renters 29%. 12.3% of residents fall below the poverty threshold. Home values center near $118,400, an affordability ratio of 1.9× — accessible. Median household income is $56,154, below the U.S. median near $78,000. About 2,130 people live here, median age 48.

Net-net, 28421 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.