ZIP 28421 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 28421 (Pender County, North Carolina) returns a moderate composite of 30/100. Climate and flood risk are elevated too — climate & FEMA risk (87/100), FEMA disaster exposure (84/100), flood (NFIP) exposure (79/100). Structural exposure scores 66 and live distress 8 on the 0–100 scale. Its heaviest discrete signals: structural risk (66/100), institutional ownership (63/100), mortgage stress (27/100). By contrast, mortgage stress (27/100) and construction/permit lag (27/100) register low.

The market reads peak — home values rose 3.5% year on year, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 24.8% — elevated. On demographic stress specifically, 28421 scores 33/100. Around 66% of renters are cost-burdened. About 9% have a four-year degree. The ZIP holds roughly 974 housing units. Owners hold 71% of homes, renters 29%. Roughly 12.3% live below the poverty line. The typical home is worth about $118,400 (1.9× income, relatively affordable). Median household income is $56,154, below the U.S. median near $78,000. About 2,130 people live here, median age 48.

Net-net, 28421 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 28421 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 28421 read uses the identical public-record model applied coast to coast, which means its 30/100 score means exactly what it means anywhere else, and 28421 stays directly comparable to neighboring ZIPs and the rest of Pender County, North Carolina. Every figure is auditable to a public dataset and refreshed on ingest; 28421 shows blanks, not estimates, wherever the record is sparse.

28421's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 28421 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.