ZIP 28401 Property Distress & Foreclosure Data

New Hanover County, North Carolina's ZIP 28401 registers 36/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (80/100), institutional ownership (70/100), construction/permit lag (60/100). On the quiet end sit mortgage stress (27/100). Environmental exposure also runs high (climate & FEMA risk (95/100), FEMA disaster exposure (93/100), flood (NFIP) exposure (91/100)). The latent-versus-live split is 80/100 structural and 8/100 already moving.

The peak-phase market in 28401 posted values that rose 3.8% over the year, and 26% higher over three years (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $298,500 here, or 5.0 times local income. Roughly 22.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 17.2% — elevated. Around 43% of renters are cost-burdened. On demographic stress specifically, 28401 scores 40/100. Population is roughly 21,820 with a median age of 42. Households earn a median $52,159 — below the roughly $78,000 national figure. The tenure split is 41% owner-occupied to 60% rented. About 34% have a four-year degree. The ZIP holds roughly 13,424 housing units.

On the whole, 28401 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.