ZIP 28401 Foreclosure, Tax-Lien & Distress Report
New Hanover County, North Carolina · High Vacancy market
ZIP code 28401 in New Hanover County, North Carolina carries a composite property-distress score of 36/100 — a moderate reading on DLRadar's deterministic public-record index. Its heaviest discrete signals: structural risk (78/100), institutional ownership (69/100), construction/permit lag (52/100). On the quiet end sit mortgage stress (27/100). It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (91/100). Structural exposure scores 78 and live distress 8 on the 0–100 scale.
The peak-phase market in 28401 posted values that rose 3.5% over the year, and 26% higher over three years, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
A median home runs $298,500 here, or 5.0 times local income. Roughly 22.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 17.2% — elevated. Around 43% of renters are cost-burdened. The demographic-stress sub-score lands at 40/100. 21,820 residents call 28401 home, typically aged 42. Households earn a median $52,159 — below the roughly $78,000 national figure. 41% of housing is owner-occupied. Educational attainment sits at 34% bachelor's-or-above. The ZIP holds roughly 13,424 housing units.
Taken together, 28401 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 28401 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
No ZIP is too small to score: 28401 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 36/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 28401 reflects the current record instead of a stale or modeled snapshot.
Each component behind 28401 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 36/100 roll-up. For an operator, 28401 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 28401’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 28401 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 28401, the same set carried on every parcel.
New Hanover County ZIPs near 28401
More distress data near 28401
Keep going: ZIP, county and state distress coverage for New Hanover County, North Carolina.
The complete 28401 distress and acquisition report
Open 28401 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology