ZIP 28412 Property Distress & Foreclosure Data

In New Hanover County, North Carolina, ZIP 28412 scores 37 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (82/100), institutional ownership (71/100), construction/permit lag (60/100). By contrast, mortgage stress (27/100) register low. The latent-versus-live split is 82/100 structural and 8/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (95/100), FEMA disaster exposure (94/100).

The market reads peak — home values rose 3.8% year on year, and 15% higher over three years (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

Educational attainment sits at 41% bachelor's-or-above. 11.3% of residents fall below the poverty threshold. Median household income is $67,396, below the U.S. median near $78,000. Around 47% of renters are cost-burdened. Home values center near $371,900, an affordability ratio of 5.1×. The ZIP holds roughly 21,423 housing units. DLRadar's demographic-stress index for the area reads 36/100. Owners hold 58% of homes, renters 42%. About 42,452 people live here, median age 41. The vacancy rate is 6.1%.

Net-net, 28412 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.