ZIP 28403 Foreclosure, Tax-Lien & Distress Report

ZIP code 28403 in New Hanover County, North Carolina carries a composite property-distress score of 36/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (80/100), institutional ownership (71/100), construction/permit lag (55/100). By contrast, mortgage stress (27/100) register low. The latent-versus-live split is 80/100 structural and 8/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (95/100), FEMA disaster exposure (93/100).

The market reads peak — home values rose 3.5% year on year, and 30% higher over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $50,988, median income runs below typical U.S. levels. About 40,292 people live here, median age 30. 23.7% of residents fall below the poverty threshold. Around 49% of renters are cost-burdened. The tenure split is 36% owner-occupied to 64% rented. About 48% have a four-year degree. Home values center near $386,700, an affordability ratio of 6.6×. Vacancy runs 8.9%. On demographic stress specifically, 28403 scores 45/100. The ZIP holds roughly 20,479 housing units.

On the whole, 28403 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 28403 read uses the identical public-record model applied coast to coast, which means its 36/100 score means exactly what it means anywhere else, and 28403 stays directly comparable to neighboring ZIPs and the rest of New Hanover County, North Carolina. Sparse data for 28403 shows as blanks, never estimates, and the score updates on every fresh public filing.

28403's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 28403 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.