ZIP 28409 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 28409 (New Hanover County, North Carolina) at a moderate 37/100 for overall property distress. Property-level stress concentrates in structural risk (82/100), institutional ownership (71/100), construction/permit lag (60/100). By contrast, mortgage stress (27/100) register low. The latent-versus-live split is 82/100 structural and 8/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (95/100), FEMA disaster exposure (94/100).

The market reads peak — home values rose 3.8% year on year, and 23% higher over three years (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 15,216 housing units. The vacancy rate is 5.1%. Around 39% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 25/100. Educational attainment sits at 51% bachelor's-or-above. Home values center near $422,600, an affordability ratio of 3.5× — accessible. 4.4% of residents fall below the poverty threshold. Owners hold 84% of homes, renters 16%. Median household income is $108,241, above the U.S. median near $78,000. About 35,013 people live here, median age 43.

Net-net, 28409 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.