ZIP 28405 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 28405 (New Hanover County, North Carolina) returns a moderate composite of 36/100. The most distinctive pressure shows up in structural risk (80/100), institutional ownership (71/100), construction/permit lag (55/100). On the quiet end sit mortgage stress (27/100). Latent structural risk is 80/100 while live distress already moving reads 8/100. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (95/100), FEMA disaster exposure (93/100)).

Prices here sit in a peak phase: values rose 3.5% over the trailing year, and 28% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

Households earn a median $67,809 — below the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 35/100. The poverty rate is 13.3%. The vacancy rate is 8.8%. Rent burden reaches 43% of tenant households. The ZIP holds roughly 17,410 housing units. About 41% have a four-year degree. 35,159 residents call 28405 home, typically aged 39. Owners hold 57% of homes, renters 43%. Home values center near $368,500, an affordability ratio of 5.0×.

Overall, 28405 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 28405 read uses the identical public-record model applied coast to coast, which means its 36/100 score means exactly what it means anywhere else, and 28405 stays directly comparable to neighboring ZIPs and the rest of New Hanover County, North Carolina. 28405 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 28405's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 28405 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.