ZIP 28457 Property Distress & Foreclosure Data

ZIP code 28457 in Pender County, North Carolina carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 76 and live distress 8 on the 0–100 scale. What sets it apart are the readings on structural risk (76/100), institutional ownership (65/100), construction/permit lag (64/100). By contrast, mortgage stress (27/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (88/100), climate & FEMA risk (87/100), flood (NFIP) exposure (79/100).

The market reads peak — home values rose 3.8% year on year, and 13% higher over three years, at 32/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 12.3%, above the national norm and a classic distress-and-opportunity signal. Home values center near $245,900, an affordability ratio of 3.5× — accessible. Owners hold 82% of homes, renters 18%. Educational attainment sits at 17% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 31/100. Rent burden reaches 40% of tenant households. There are about 4,988 housing units across 28457. Median household income is $66,860, below the U.S. median near $78,000. About 11,131 people live here, median age 37. 12.3% of residents fall below the poverty threshold.

Net-net, 28457 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.