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ZIP 28457 Foreclosure, Tax-Lien & Distress Report

Pender County, North Carolina · High Vacancy market

DLRadar grades ZIP 28457 (Pender County, North Carolina) at a moderate 30/100 for overall property distress. The split runs 66/100 structural to 8/100 active on the ground. Leading the profile are structural risk (66/100), institutional ownership (63/100), mortgage stress (27/100). On the quiet end sit mortgage stress (27/100) and construction/permit lag (27/100). Environmental exposure also runs high (climate & FEMA risk (87/100), FEMA disaster exposure (84/100), flood (NFIP) exposure (79/100)).

Prices here sit in a peak phase: values rose 3.5% over the trailing year, and 13% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

Vacancy runs 12.3%, above the national norm and a classic distress-and-opportunity signal. Home values center near $245,900, an affordability ratio of 3.5× — accessible. 82% of housing is owner-occupied. Around 17% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 31/100. Around 40% of renters are cost-burdened. There are about 4,988 housing units across 28457. At $66,860, median income runs below typical U.S. levels. 11,131 residents call 28457 home, typically aged 37. 12.3% of residents fall below the poverty threshold.

Taken together, 28457 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 28457's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 28457 shows blanks, not estimates, wherever the record is sparse.

28457's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 28457 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

30/100
Composite stress
66/100
Structural risk
8/100
Distress activity

What is driving ZIP 28457’s distress

Foreclosure activity0
Mortgage stress27
Climate / FEMA risk87
Nine more distress signals are scored here

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 28457 by the numbers

A live read on 28457: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Unlock parcel-level detail for ZIP 28457

The full 28457 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Each signal above is traceable to an open dataset · methodology

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