Pender County, NC: Foreclosures, Tax Liens & Distressed Properties

Pender County, NC, North Carolina: 13 ZIP codes scored, Pender County, NC averaging 32/100 (moderate, Pender, NC), from 29 to 35. Pender County, NC is in its peak phase (Pender, NC confidence 23/100): Pender, NC home prices up 3.5% (Pender, NC) over twelve months. Pender County, NC lender headwind: 42/100.

Highest-scoring Pender County, NC ZIPs: 28401 (35/100), 28411 (35/100), 28448 (35/100), 28447 (32/100), 28421 (31/100), 28425 (31/100). Also scored in Pender County, NC: 28435, 28443, 28457, 28478, 28454, 28466, 28445.

Across Pender County, NC's scored ZIPs: median home value $244,023, household income $76,712, 19.2% vacancy, 11.6% poverty, 78% owner-occupied, median age 42.2.

Pender County, NC insurance distress 78/100 (#434 in the US); FEMA hazard 78/100 for Pender, NC; 6 federal disaster declarations in Pender County, NC since 2023; 17 Pender, NC NFIP flood claims, $187K paid; Pender, NC construction distress 32/100.

5 banks with 6 branches lend in Pender County, NC; Pender, NC weighted bank stress 62/100, highest 71/100 in Pender, NC.

Pender County, NC unemployment 3.3% (Pender, NC -0.3 pts, six months); 1,086 new housing units permitted in Pender County, NC over twelve months, Pender, NC up 18% from 919; Pender, NC home prices +12.4% a year (Pender, NC) over three years.

31,844 housing units in Pender County, NC; 4,391 Pender, NC renter households; 46% of Pender, NC renters spend 30%+ of income on rent, 26% (Pender, NC) half or more.

Pender County, NC ranks #1,443 nationally on the opportunity index (Pender, NC, among all ranked counties); Pender, NC scores 29.6/100 and Pender, NC sits #68 inside North Carolina. Pender, NC is in the early_signal opportunity phase; Pender, NC's primary driver is vacancy, Pender, NC second driver bank institutional; Pender, NC moved up 208 places. 19 short-sale listings across Pender, NC; 78 days on market observed in Pender, NC; 13.9% vacancy over 13 Pender, NC ZIPs.

No CFPB county sample covers Pender County, NC. The metro area reading for Pender, NC (Wilmington, NC): 0.7% ninety-plus days late; Pender, NC's thirty-to-eighty-nine share is 1.8% (Pender, NC, December 2025 data); North Carolina overall 0.9%.

Pender County, NC has 1 watched bank; 1 Pender, NC bank sits in an elevated band. Pender, NC footprints: First-Citizens Bank&Trust Co (2 branches, stress 71) in Pender, NC.

HUD lists 1 assisted multifamily property in Pender County, NC with 35 units; 34 Pender, NC units are assisted, 1 Pender, NC properties under project-based Section 8.

6,553 of the 31,844 housing units in Pender, NC sit vacant. Pender County, NC permitted 403 multifamily units in twelve months; Pender, NC's one-to-four unit structures added 683 units in Pender County, NC.