ZIP 28445 Property Distress & Foreclosure Data

DLRadar grades ZIP 28445 (Onslow County, North Carolina) at a moderate 34/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), FEMA disaster exposure (94/100), flood (NFIP) exposure (72/100). The latent-versus-live split is 73/100 structural and 8/100 already moving. Property-level stress concentrates in structural risk (73/100), institutional ownership (66/100), construction/permit lag (44/100). By contrast, mortgage stress (26/100) register low.

The market reads peak — home values rose 3.9% year on year, 1.8% off the recent peak, and 19% higher over three years (phase confidence 36/100). Topping markets hide individual distress behind strong averages.

DLRadar's demographic-stress index for the area reads 31/100. Around 37% of renters are cost-burdened. Educational attainment sits at 42% bachelor's-or-above. The ZIP holds roughly 9,146 housing units. 3.6% of residents fall below the poverty threshold. Home values center near $386,100, an affordability ratio of 3.7× — accessible. Median household income is $89,250, above the U.S. median near $78,000. Owners hold 80% of homes, renters 21%. About 9,784 people live here, median age 41. The vacancy rate is 52.0% — elevated.

Net-net, 28445 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.