ZIP 28445 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 28445 (Onslow County, North Carolina) returns a moderate composite of 30/100. Climate and flood risk are elevated too — climate & FEMA risk (95/100), FEMA disaster exposure (92/100), flood (NFIP) exposure (72/100). Structural risk reads 64/100 against active distress of 8/100. The pressure is most legible in institutional ownership (66/100), structural risk (64/100), mortgage stress (26/100). By contrast, mortgage stress (26/100) and construction/permit lag (10/100) register low.

The peak-phase market in 28445 posted values that rose 3.6% over the year, and 19% higher over three years, at 39/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

On demographic stress specifically, 28445 scores 31/100. Rent burden reaches 37% of tenant households. Around 42% of adults hold a bachelor's degree or higher. The ZIP holds roughly 9,146 housing units. Roughly 3.6% live below the poverty line, a low share typical of higher-equity areas. A median home runs $386,100 here, or 3.7 times local income. At $89,250, median income runs above typical U.S. levels. 80% of housing is owner-occupied. Population is roughly 9,784 with a median age of 41. The vacancy rate is 52.0% — elevated.

Net-net, 28445 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 28445 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 28445's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 28445, the field stays empty rather than modeled, and fills in as new documents post.

Behind 28445's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 28445 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.