ZIP 28582 Property Distress & Foreclosure Data

Onslow County, North Carolina's ZIP 28582 registers 36/100 composite distress, which DLRadar reads as moderate. Climate and flood risk are elevated too — climate & FEMA risk (95/100), FEMA disaster exposure (94/100), flood (NFIP) exposure (76/100). On the structural side it scores 79/100, with 8/100 of stress already active. The most distinctive pressure shows up in structural risk (79/100), institutional ownership (68/100), construction/permit lag (63/100). mortgage stress (28/100) stay muted.

Prices here sit in a peak phase: values rose 3.6% over the trailing year, 1.2% off the recent peak, and 16% higher over three years (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $74,867, median income runs near typical U.S. levels. 86% of housing is owner-occupied. Around 35% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 26/100. The poverty rate is 4.5% — low. The typical home is worth about $354,900 (4.2× income). 1,504 residents call 28582 home, typically aged 54. The vacancy rate is 14.8% — elevated. Around 21% of renters are cost-burdened. The ZIP holds roughly 688 housing units.

Taken together, 28582 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.